Free Parent Life Cover

Before You Start

Post Office Money® Free Parent Life Cover is sold and provided by The Royal London Mutual Insurance Society Limited (Royal London).

References to 'we', 'us' or 'our' mean Royal London.

About your needs

Are you:

  • aged between 18 and 66?
  • have one or more children under the age of 4 (you must be named on the child's birth certificate, adoption certificate, final residence order or special guardianship order)?
  • looking for a policy that pays out £15,000 if you die within the next year?

If so, the Post Office Money Free Parent Life Cover meets your needs.

About your eligibility

Please make sure that all the information you provide is complete and accurate. If it's not, the policy may not pay out in the event of a claim.

You will be eligible for Post Office Money Free Parent Life Cover if you fit the following criteria:

  • You are a UK resident.
  • You cannot apply if you have had a positive diagnosis of HIV infection or within the last 12 months received medical treatment for cancer (including leukaemia and lymphoma).
  • The policy will not pay out if you commit suicide or you die as the result of attempted suicide, a self-inflicted injury, an HIV-related illness, or your death is linked to being under the influence (temporarily or otherwise) of alcohol or drugs.
  • You can apply once for each child you have (up to a maximum of eight children), so if you've already made a previous Post Office Free Parent Life Cover application for the same child, you cannot reapply.
  • Each child must be under 4 years old.

Please take some time to read the Key Information Pack and Our Insurance Services below, which describe the main features of the Post Office Money Free Parent Life Cover.

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